Services
Real Estate – Mortgage – Property Management
Real Estate
- I specialize in listing and selling residential single family homes, condominiums, retail center malls, and mobile-home as well.
- If you choose selling your property with me, your listing will be featured on large, million-view websites such as Trulia, Realtor, Zillow, and more.
- I have a strong network with trustworthy construction builders in the Bay Area such as KBHomes, Standard Pacific Homes, and Taylor Morrison. If you want to buy new home, you can always count on me.
Mortgage
01.
Conventional Loan
A conventional loan is a type of mortgage that is not insured or guaranteed by a government agency. Conventional loans are a popular choice for homebuyers who have a strong credit score and can starts from 3% down payment. They provide flexibility in terms of property types and are widely used for purchasing homes, refinancing, or obtaining cash-out refinancing.
02.
VA Loan
A VA loan is a mortgage loan program specifically designed for eligible veterans, active-duty service members, and, in some cases, certain surviving spouses. Administered by the U.S. Department of Veterans Affairs (VA), these loans aim to provide favorable terms and homeownership opportunities to those who have served in the military.
03.
FHA Loan
An FHA (Federal Housing Administration) loan is a mortgage loan insured by the Federal Housing Administration, which is part of the U.S. Department of Housing and Urban Development (HUD). FHA loans are designed to make homeownership more accessible, especially for first-time homebuyers and those with moderate or low incomes.
04.
Downpayment Assistance Program
Down payment assistance programs can take various forms, and they are often offered by government agencies, non-profit organizations, or local housing authorities. The purpose of these programs is to make homeownership more achievable for individuals who may face financial barriers to saving for a substantial down payment.
05.
No-Docs Loan
A “no-doc loan,” short for “no documentation loan,” is a type of mortgage or loan where the lender does not require the borrower to provide extensive documentation regarding their income, employment, assets, or debts. These loans were more prevalent before the 2008 financial crisis and were often associated with higher-risk borrowers.